Our advisors and staff associates are well versed in all aspects of wealth planning for individuals, families and business owners. Our advisors are leaders in the industry and sought-after speakers by the local and national media, as well as for seminars, conferences, industry associations, and events. Many have met the stringent requirements necessary to acquire advanced education degrees, industry certifications, and designations, including:

CERTIFIED FINANCIAL PLANNER (CFP®)

Accredited Investment Fiduciary® (AIF®)

Chartered Life Underwriter® (CLU®)

Chartered Advisor for Senior Living® (CASL®)

Master of Science in Financial Services (MSFS)

Doctor of Philosophy (Ph.D.)

Chartered Financial Consultant®

Designations and certifications vary by advisor. Visit Our Team for a complete list of our advisors and their individual designations and credentials.


CFP® Certification: The Standard of Excellence

Only a select group of planners have met the rigorous education, examination, experience and ethics requirements (set forth by the Certified Financial Planner Board of Standards) necessary to call themselves CERTIFIED FINANCIAL PLANNER professionals. CFP® certification is a symbol of an advisor’s knowledge and credibility among his or her peers, and indicates his or her status as a qualified, trustworthy financial planner.


Accredited Investment Fiduciary® (AIF®)

The AIF® designation signifies a thorough knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care for company sponsored retirement plans. AIF® designees have experience in the industry and are well positioned to implement a prudent process into their own investment practices.


Chartered Life Underwriter® (CLU®)

The Chartered Life Underwriter Designation® is the highest level designation available in the life insurance profession, and is obtained by completing retirement planning course work that focuses on the financial planning needs of clients like you. Chartered Life Underwriters have completed advanced courses and exams in regard to insurance, investments, taxation, employee benefits, estate planning, accounting, management and economics.


Chartered Advisor for Senior Living® (CASL®)

CASL® is a rigorous credential in the senior and retirement planning space, with curriculum that covers wealth accumulation, income distribution, and estate planning strategies for those preparing for or in retirement. Advisors taking this program commit between 250 and 300 hours of study and take about 18 months to complete the designation.


Master of Science in Financial Services (MSFS)

The Master of Science in Financial Services (MSFS) is an accredited degree program. MSFS provides the degree holder with the tools needed to analyze, plan and implement integrated financial and life strategies. (Source The American College of Financial Services)


Doctor of Philosophy (Ph.D.)

The highest academic degree awarded in many different disciplines. Dr. Rand was awarded a Ph.D. degree in Financial and Retirement Planning. As an earned research degree, candidates produce original research designed to add evidence to the academic literature within the candidate’s field of study. The Ph.D. dissertation must be defended before a panel of seasoned experts in the field of study. (Source Wikipedia)


Chartered Financial Consultant®

Advanced financial planning for every person and every need: that’s the credo of the Chartered Financial Consultant® (ChFC®) designation. The ChFC® program covers a must-have list of requirements for financial advisors, from knowledge on tax and retirement planning to special needs advising, wealth management, insurance, and more.